Stand Alone Earthquake Coverage

Protect your assets

What are the odds of a big one? Colossal in BC. PMU-S has a unique product for companies looking to protect their building assets in British Columbia. When others are shaking in their boots, we can provide a solid stand alone earthquake coverage for your building.

EQ

Stand Alone Earthquake

Coverage can be provided as a stand alone policy in the province of British Columbia. Earthquake insurance can mean the difference between financial survival or ruin.

Businesses operating in BC should have earthquake insurance on the priority list for risk management.

BC has one of the highest risk zones for the chance of an earthquake occurring. Approximately 40% of Canadians live within the two key seismic zones – BC and QC. The Insurance Bureau of Canada commissioned a study and estimated the overall costs after a 9.0-magnitude earthquake in British Columbia at almost $75 billion.

The full report quantifies the amount of damage Canadians can expect. It demonstrates that a major earthquake will have a significant economic impact regionally as well as a domino effect on the entire Canadian economy.

  • Buildings, business personal property and Business income with extra expense
  • Max Limit is $7,500,000 TIV – any one risk
  • EQ Deductible – 10% to 15% (depending on risk) – Total insured value in respect of earthquake
  • NO limitations on age and location of the building
  • Minimum premiums begin at $6,600 and higher
  • This policy will be subject to law and jurisdiction of the Canadian province of British Columbia as determined by the relevant Insurance Act(s)
  • Stratas, Condominiums, Apartment buildings
  • Industrial & Manufacturing facilities
  • Warehouses
  • Vacant buildings

This is a unique product that can compliment your property portfolio to complete the risk management cycle for companies located and operating in British Columbia. We have market leading capacity, flexible underwriting, strong financial ratings and fast claims handling services.

Connect with us

Stand Alone Earthquake

Coverage can be provided as a stand alone policy in the province of British Columbia. Earthquake insurance can mean the difference between financial survival or ruin.

Businesses operating in BC should have earthquake insurance on the priority list for risk management.

BC has one of the highest risk zones for the chance of an earthquake occurring. Approximately 40% of Canadians live within the two key seismic zones – BC and QC. The Insurance Bureau of Canada commissioned a study and estimated the overall costs after a 9.0-magnitude earthquake in British Columbia at almost $75 billion.

The full report quantifies the amount of damage Canadians can expect. It demonstrates that a major earthquake will have a significant economic impact regionally as well as a domino effect on the entire Canadian economy.

  • Buildings, business personal property and Business income with extra expense
  • Max Limit is $7,500,000 TIV – any one risk
  • EQ Deductible – 10% to 15% (depending on risk) – Total insured value in respect of earthquake
  • NO limitations on age and location of the building
  • Minimum premiums begin at $6,600 and higher
  • This policy will be subject to law and jurisdiction of the Canadian province of British Columbia as determined by the relevant Insurance Act(s)
  • Stratas, Condominiums, Apartment buildings
  • Industrial & Manufacturing facilities
  • Warehouses
  • Vacant buildings

This is a unique product that can compliment your property portfolio to complete the risk management cycle for companies located and operating in British Columbia. We have market leading capacity, flexible underwriting, strong financial ratings and fast claims handling services.

Connect with us

Request a Quote Today.

We look forward to working with you!

Connect with us

News

Mashood Ali Represents PMU Specialty at IBABC AGM 2024

June 10, 2024 : News & Events

The Insurance Brokers Association of British Columbia Insurance Brokers Association of British Columbia (IBABC) Annual General Meeting (AGM) was held on June 5 and 6, 2024, at the Fairmont Hotel Vancouver. As one of the IBABC’s board members, PMU Specialty’s very own Mashood Ali, CUO, was in attendance. With market knowledge and the professional connections… Continue reading Mashood Ali Represents PMU Specialty at IBABC AGM 2024

David Park, PMU Specialty Underwriter, 2023 IBC Broker Award Winner

March 14, 2023 : News & Events

The 2023 IBC Brokers on Underwriters Awards named David Park, PMU Specialty Underwriter, as a recipient of the 5-star underwriter award in Canada. The award recognizes the top 45 underwriters who make profitable decisions and deliver outstanding customer service to brokers and stakeholders. David joined the team at Safe Harbour Insurance (part of the Reliance Group)… Continue reading David Park, PMU Specialty Underwriter, 2023 IBC Broker Award Winner