As a business owner, you’re constantly evaluating products and services pitched as essential to your success. While it’s wise to be selective, one type of coverage that should never be dismissed is professional liability insurance. Often known as Errors and Omissions (E&O) insurance, this coverage is a critical supplement to your standard package policy (such… Continue reading Beyond the Basics: Why Your Business Needs Professional Liability Insurance

As a heating, ventilation, and air-conditioning (HVAC) contractor, you are an essential service provider, restoring comfort to homes and businesses. When you fix a furnace in the dead of winter or an air conditioner during a sweltering heatwave, you’re a hero. But this vital work comes with significant risks. An employee could be injured on… Continue reading Complete Climate Control: Is Your HVAC Business Protected from Risk?

In the dynamic and high-stakes world of construction, architects and engineers are the vanguard of innovation, shaping the very structures that define our skylines and communities. With this immense responsibility comes a significant level of professional risk. Every line drawn, every calculation made, and every material specified carries the weight of potential liability. In this… Continue reading Navigating the Blueprint for Success: Why Professional Liability Insurance is Non-Negotiable for Architects and Engineers

As every business leader knows, planning and averting a crisis is a lot less expensive than mitigating a disastrous event that can ruin the reputation of a company and devastate the financial assets of a corporation. Global events and trends put pressure on Canadian companies when it comes to risk management. From localized wars half… Continue reading Global D&O trends in 2022 that are relevant to Canadian businesses

A single non-profit organization called the Canadian Medical Protection Association (CMPA) helps to defend most doctors, hospitals, and clinics in Canada against medical malpractice lawsuits. Because Canada has a “publicly funded” health system, many medical and health care providers assume they will be covered if a lawsuit it filed against them for medical malpractice. However, many… Continue reading When and why you need medical malpractice insurance in Canada